6 Month Treasury Bill Rate Market Daily Trends: H.15 Selected Interest Rates (2025)

FAQs

What is the current rate on a 6 month treasury bill? ›

6 Month Treasury Bill Rate is at 4.26%, compared to 4.31% the previous market day and 5.32% last year.

The only interest payment to you occurs when your bill matures. At that time, you are paid the par amount (also called face value) of the bill. (Bills are typically sold at a discount from the par amount, and the difference between the purchase price and the par amount is your interest.)

Prediction of 10 year U.S. Treasury note rates 2019-2024

In April 2024, the yield on a 10-year U.S. Treasury note was 4.54 percent, forecasted to decrease to reach 3.39 percent by January 2025. Treasury securities are debt instruments used by the government to finance the national debt.

CDs are bank-issued savings products with fixed interest rates, while T-Bills (Treasury Bills) are government-backed securities sold at a discount and mature at face value. CDs offer fixed returns, whereas T-Bills are considered safer due to government backing.

Do Treasury bills get taxed? Yes, Treasury bills are taxed at the federal level using your marginal rate. However, income earned from Treasury bills is not subject to state tax or local income taxes.

Maturity of T-bills

Upon maturity of the T-bills, when will I receive the principal amount? On maturity, the principal amount will be credited to your respective account by the end of the day, typically after 6pm.

Treasury Bills

Except for holidays or special circumstances, the offering is announced on Tuesday, the bills are auctioned on Thursday, and they are issued on the following Tuesday.

Purchase Price: You buy a 1-year T-bill with a face value of $1,000. If the annual yield is 5%, you would pay approximately $950 for the T-bill upfront (the exact price would be calculated using the discount rate formula, but for simplicity, we'll use this close approximation).

You can only buy T-bills in electronic form, either from a brokerage firm or directly from the government at TreasuryDirect.gov. (You can also buy Series I savings bonds through TreasuryDirect.gov). Versus Treasury bonds, Treasury bills have shorter maturity dates.

What is the 1 year Treasury rate? ›

1 Year Treasury Rate is at 3.88%, compared to 3.91% the previous market day and 5.45% last year.

6 Month Treasury Rate is at 4.36%, compared to 4.36% the previous market day and 5.53% last year.

4 Week Treasury Bill Rate is at 4.69%, compared to 4.71% the previous market day and 5.29% last year. This is higher than the long term average of 1.48%.

The minimum purchase of T-bills directly from the Treasury is $100. Investors can make additional purchases in increments of $100. T-bills don't pay interest directly. Instead, the interest you receive is the difference between what you pay and your investment's full value.

4 Week Treasury Bill Rate is at 4.66%, compared to 4.68% the previous market day and 5.29% last year. This is higher than the long term average of 1.48%. The 4 Week Treasury Bill Rate is the yield received for investing in a US government issued treasury bill that has a maturity of 4 weeks.

What is the current T-bill interest rate? 3.64% p.a. The cut-off yield of the latest 6-month T-bill (BS24114V) has fallen to 3.64% p.a. from the previous 6-month T-bill's (BS24113N) 3.70% p.a. yield.

However, you can sell your T-bills in the secondary market through DBS, OCBC or UOB by visiting their branches. You should indicate whether you are using cash, SRS or CPFIS funds.